If you are thinking about buying a home the 1st thing you need to do
You can talk to a bank, and bank do mortgages, but they also do a lot of other things and have a lot of customers. To get one on one help (any many times better rates) talk to a trusted local lender.
If you are not sure who to call. Talk to your real estate agent or give me a call.
We work with lenders all the time and can give you the names of some of the ones that we know will take good care of you.
If you talk to a lender first and get pre approved you will get a pre-approval letter that you will need to submit with your offer when you find your dream home.
All Things Real Estate